How to Create a Home Inventory
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In the event of a fire or other disaster, would you be able to remember all your possessions? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. Here's how to create one.
Start your home inventory NOW if you're just setting up a household, starting a home inventory is relatively simple. If you’ve been living in the same house for many years, however, the task of creating a list can seem daunting—but it doesn’t have to be. Get started here.
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Use Technology to Make Your
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Use a Home Inventory App
Keep your home inventory up-to-date and safely stored
Your home inventory is only useful if it's accurate and you can access it to provide information to your insurance company in case of fire, theft or other destructive disaster. Regardless of the medium you've used to create your list, keep it backed up and in a safe place.
- Add significant new purchases to your list – Make it a habit to add the item information and receipts to your inventory while the details are fresh in your mind.
- Store a copy of your paper inventory outside the home – Keep it—along with applicable receipts and appraisals—in a safe deposit box or at a friend's or relative's home. Make at least one backup copy of your inventory document and store it separately. An easy way to make digital backup copies of your paper list is to take pictures of it on your smartphone.
- Backup digital files – Keep a copy on an external drive or online storage account.
- Understand your app – Be sure the information you input is backed up by the app developer and that you know how to access information when you need it.
Does Your Safety Net Have Holes?
Wildfire Insurance Tips from Non Profit Consumer Advocacy Group - United Policy Holders
United Policy Holders is a Non Profit whose mission is to be a trustworthy and useful information resource for the consumer on buying insurance and navigating claims.
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Do a Home Insurance Checkup |
Listen to this Presentation on Insurance Preparedness for Wildfires.
Top Preparedness Tips for Colorado Homeowners |